Drowning in Student Loans But Gave $50,000 to Church! Taxes, Faith & Reality

0:00 Coming Up on this Episode
2:05 Guest intro: Finserve Pro CEO joins
4:36 US vs Nigeria taxes: trust, returns & public value
5:09 Tax return vs tax refund (simple breakdown)
9:49 Will Nigeria really start giving refunds? (reform reality check)
15:51 IRS fear: why immigrants panic over letters
22:49 Stop chasing tax hacks—settle down and build strategy first
26:43 What really triggers an IRS audit
34:50 Refund seized over student loan (hard lesson)
37:16 Tithing, giving & taxes: faith vs financial wisdom
50:31 Child tax credit myths + final wrap